Are you looking for a lightning credit despite a negative credit checker from abroad? We have collected all the important information about Fast loan without credit checker for you. Let yourself be surprised what is actually behind this slogan.
Fast loan despite negative credit checker – real or just advertising?
The advertisement for a lightning loan despite a negative credit checker usually refers to the loan of a foreign credit bank. Despite negative credit checker means that there is an unfinished, negative credit checker entry. Under these conditions, potential credit opportunities in Germany are almost impossible. Especially people who do not have easy access to credit opportunities easily run into financial difficulties. Only a quick credit solution promises the hope that you may still be able to pay outstanding bills or reminders in good time.
This is exactly the approach of advertising for lightning and urgent loans. They are also often advertised with the additional payment in 24 hours or cash payment. Behind the advertising, which comes from credit intermediaries, there is a foreign credit bank for credit checker-free loans. As far as is known, all legal credit checker-free loans for Germans come from only one source of finance. It has been nice credit company based in Liechtenstein since 2010.
A look at the bank’s homepage immediately reveals the shameless advertising exaggeration. The bank does not offer any urgent loans or lightning loans. Only the possibility of cash payment and the procedure to pay out within 24 hours – after credit approval – are real. The credit bank vigorously rejects the possibility that one or more credit brokers will receive special conditions. All loan applications are processed in sequence. A loan application that is made through a credit intermediary is treated in exactly the same way as an application that is received directly at the company.
What credit customers say
Of course, research on the subject of “Fast loan despite negative credit checker” would be negligent if real borrowers were not involved. Unconfirmed information can be obtained in various forums, consumer associations, loan calculators and intermediaries.
With a look at the many forum entries on lightning or express credit despite a negative credit checker, the information provided by the credit bank can be confirmed. There really don’t seem to be any special rules for intermediaries. Borrowers who praised quick payouts were direct customers and customers through credit intermediaries alike. If the money was waited too long, in one case it was even six weeks, the picture was the same.
There was no difference in the processing time, whether a blitz loan with negative credit checker or a loan without credit checker was applied for.
What are the expectations of the borrower?
A loan without credit checker is not an everyday loan request. The exclusion of credit checker from the credit process is reflected in the application process. A small loan without credit checker can only be granted to employees subject to social security contributions. The employment relationship must be permanent, not terminated and also exist for at least 12 months.
The income is used only to secure loans. The attachable portion is therefore assigned in the event of repayment problems. A garnishment of wages leads to the rejection of the loan, as does a previous assignment. Interested parties who have an entry in the public debt register cannot qualify for a loan either. No legal credit bank from home or abroad issues a flash credit despite an affidavit.
For a credit of 3,500 USD, the net income must also exceed the personal limit of unassociability by at least 80 USD. With a loan amount of 5,000 USD, it is even 550 USD.
Credit conditions – direct loan application in Liechtenstein
Only two loan amounts can be applied for as a lightning credit despite a negative credit checker through intermediaries or credit without credit checker directly from the provider. credit checker-free financing of USD 3,500 or USD 5,000 is possible. The following conditions only apply to direct loan applications. The loan becomes more expensive through an intermediary.
For 3,500 USD, the credit bank calculates 11.62 percent effective annual interest rate including all costs and interest over the entire term. (External fees are not included). The loan is repaid in 40 equal monthly installments of USD 105.95 each. At the end of the term, 4,238 USD were repaid for a 3,500 USD loan.
A lightning loan despite a negative credit checker of 5,000 USD costs 11.61 percent APR directly from the bank. The repayment is also made in 40 equal monthly installments of $ 151.35. The loan will be paid off with a total of 6,054 USD.
Everyone needs to know for themselves whether, based on this information, the additional costs for a lightning loan still make sense despite a negative credit checker.